Furniture Manufacturers Credit Association, Inc (336) 889-2877

The Premier Credit Trade Association in the Home Furnishings and Accessories Supply Industry

Trade Data on Over 35,000 Home Furnishings Retailers and Designers

Providing the top suppliers and factoring firms in the home furnishings and accessories supply industry with vital industry-specific tools to make informed credit decisions, manage their exposure, and collect debt

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Credit Interchange Reports

Our Credit Interchange Reports list the historical trade information from fellow FMCA members on over 35,000 dealers and designers

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Credit Interchange Reports

Easily link up with all reporting members on a common account via email at no extra cost

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Claims & Collections

FMCA is also a collection agency of that is owned by our shareholding members

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Claims & Collections

10-Day Final Demand Notices. No fees if paid during the free demand period

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Interchange Meetings, Networking, and Education

Regular credit interchange meetings & educational opportunities.

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Interchange Meetings, Networking, and Education

The interchange meetings consist of each member submitting dealers for discussion.

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Who We Are

FMCA is a Member owned 63 year old association of credit departments/credit managers from many of the top manufacturing/importing suppliers, as well as several of the top A/R factoring companies, in the home furnishings and accessories industry.

The Premier Credit Trade Association in the Home Furnishings and Accessories Supply Industry

Join 70+ home furnishings and accessories industry credit departments that gain unique insight and education to make better credit decisions!

Our Company History

Furniture Manufacturers Credit Association (FMCA) is a member-owned association composed of the top home furnishings and accessories suppliers. Established in 1961 by Henry Wallace Taylor, FMCA grew out of a recognized need for the exchange of credit information directly rather than through the services of third party organizations. Throughout the decades, FMCA has evolved into a leader in the home furnishings and accessories credit industry. FMCA is a comprehensive resource for credit professionals. Today, FMCA captures the essence of what it means to be part of a professional community. This means not only valuable tools but a community of like-minded professionals at your fingertips to help members be more successful.

What We Do

Our Members submit monthly accounts receivable trade data files to FMCA which are processed and loaded into our databases to provide vital historical trade history on furniture retail dealers and designers to our members in the form of our FMCA Credit Interchange Reports. We are also a collection agency of which is owned by our members. Along with the tools of Credit Interchange Reporting and Claims & Collections, FMCA’s “Member Helping Member” foundation is further enhanced with our Interchange Meetings, Community Networking, and Education opportunities which help to form and nourish relationships with industry peers, to keep members informed of the latest industry news and events, as well as facilitating the exchange of essential information.

Our Officers and Board of Directors

David Johnston

FMCA Vice President & General Manager

FMCA

Brian Spencer

President

Hooker Furniture

Randy Abernathy

Vice President

Bernhardt Furniture

Aimee Shinosky

Treasurer

La-Z-Boy

Wendy Tester

Secretary

Lee Industries

Charles Aiosa

Board Member

Rosenthal Capital Group

Ron Teglas

Board Member

Lexington Home Brands

Dave Carpenter

Outside Director


"The collection services are one of the industry's best! The recoveries are great, the rates are reasonable, and the service provided is professional. I worked for a previous company that required that I spread my placements among a few different agencies. It did not take long for me to show executive management what an unwise decision that was based on actual dollars recovered and fees charged!”
AR & Credit Director
“Their collection staff has helped us collect those accounts that have been difficult and time-consuming for my staff to collect. FMCA also provided valuable educational sessions at a fraction of the cost of other providers of similar information. In short, FMCA has helped me grow as a credit manager to become much more effective over the years that I would have otherwise.”
Credit Manager
"The FMCA Collection Department is the perfect agency to use for your collection accounts. They respond quickly and professionally. When we use our own agency, all members are aware of the actions taken. What better tool to use than our own?"
Director of Credit
"I have trusted FMCA to assist me with risk management for my company for over 20 years and they have never let me down"
Rick ClantonDirector of Credit - CR Laine
"Educational meetings are built around community, and the camaraderie has been super!"
Credit Manager
“FMCA is operated by Credit Professionals who understand the Information, Services, and Education that credit managers really need. It is by far the first and most reliable source that I have for making day-to-day credit decisions.”
Credit Manager
“I love the fact that I can always depend on FMCA’s Staff to be extremely helpful, informative, and professional. Being part of FMCA has been a game changer in the way I manager credit risk and collect receivables.”
Wendy TesterDirector of Credit - Lee Industries
“The new 10 Day Final Demand is awesome. It really gets the attention of the customer. I would say within the first few hours, if not sooner, once the email goes out to them we get a response. I would recommend this service to anyone that is trying to collect an older debt and have exhausted all other avenues. I am well pleased with this and will continue using this feature going forward. In my words this is awesome! “
Rhonda TravisCredit Manager - Vanguard Furniture
"Some collection agencies you can't trust, but FMCA has more trust because it is member-owned."
Credit Director
"The collection services are one of the industry's best! The recoveries are great, the rates are reasonable, and the service provided is professional. I worked for a previous company that required that I spread my placements among a few different agencies. It did not take long for me to show executive management what an unwise decision that was based on actual dollars recovered and fees charged!”
AR & Credit Director
“Their collection staff has helped us collect those accounts that have been difficult and time-consuming for my staff to collect. FMCA also provided valuable educational sessions at a fraction of the cost of other providers of similar information. In short, FMCA has helped me grow as a credit manager to become much more effective over the years that I would have otherwise.”
Credit Manager
"The FMCA Collection Department is the perfect agency to use for your collection accounts. They respond quickly and professionally. When we use our own agency, all members are aware of the actions taken. What better tool to use than our own?"
Director of Credit
"I have trusted FMCA to assist me with risk management for my company for over 20 years and they have never let me down"
Rick ClantonDirector of Credit - CR Laine
"Educational meetings are built around community, and the camaraderie has been super!"
Credit Manager
“FMCA is operated by Credit Professionals who understand the Information, Services, and Education that credit managers really need. It is by far the first and most reliable source that I have for making day-to-day credit decisions.”
Credit Manager

Events

15 May 2025

2025 Education, Shareholders, and Credit Interchange Meetings

8:00am One Marriott Dr, Greensboro, NC 27409

Thursday, May 15, 2025 Greensboro-High Point Marriott Airport (Virtual Attendance Available) Shareholders', Education, and Credit Interchange Meetings One Day Meeting

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10 July 2025

July 2025 Credit Interchange Meeting

1:00PM EDT Teleconference Only

Thursday, July 10, 2025 Roundtable Discussion of Retailers and Designers (Conducted in Accordance with Federal Antitrust Guidelines)

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11-12 September 2025

2025 Fall Education Conference

Hyatt House Raleigh Seaboard Station - 11 Seaboard Ave, Raleigh, NC 27604

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Contact Us

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Office Address

1840 Eastchester Drive Suite 202 High Point, NC 27265

Call Us

(336) 889-2877

Contact

1840 Eastchester Drive Suite 202 High Point, NC 27265

(336) 889-2877

Copyright ©2025 FMCA all rights reserved.