The Premier Credit Trade Association in the Home Furnishings and Accessories Supply Industry

Trade Data on Over 35,000 Home Furnishings Retailers and Designers

Providing the top suppliers and factoring firms in the home furnishings and accessories supply industry with vital industry-specific tools to make informed credit decisions, manage their exposure, and collect debt

Credit Interchange Reports

Our Credit Interchange Reports list the historical trade information from fellow FMCA members on over 35,000 dealers and designers

Credit Interchange Reports

Easily link up with all reporting members on a common account via email at no extra cost

Claims & Collections

FMCA is also a collection agency of that is owned by our shareholding members

Claims & Collections

10-Day Final Demand Notices. No fees if paid during the free demand period

Interchange Meetings, Networking, and Education

Regular credit interchange meetings & educational opportunities.

Interchange Meetings, Networking, and Education

The interchange meetings consist of each member submitting dealers for discussion.

Who We Are

FMCA equips leading suppliers and factoring firms in the home furnishings and accessories supply industry with powerful, industry-specific tools and trade data on over 35,000 retailers and designers — helping you make informed credit decisions and manage exposure with confidence. From detailed credit interchange reports and proven collections to engaging interchange meetings and expert-led education, FMCA is the premier credit trade association you can trust. For over 64 years, more than 70 member companies have relied on FMCA to reduce risk, facilitate sales, and protect profits. Join us and strengthen your credit operations today.

Our Company History

Founded in 1961 by Henry Wallace Taylor, FMCA was created to give suppliers a direct way to share credit information — without relying on third-party services. Over the decades, FMCA has grown into a trusted leader in the home furnishings and accessories credit industry. Today, FMCA is more than just a resource — it’s a professional community. Members gain reliable tools, expert support, and connections with like-minded credit professionals, all designed to help them make better decisions and succeed together.

What We Do

Our network of more than 70 member companies shares monthly accounts receivable data, powering our clear and reliable FMCA Credit Interchange Reports. These reports provide the trade history you need to assess customers with confidence and reduce risk.

As a member-owned collection agency, FMCA also helps you recover past-due accounts efficiently and professionally, protecting your bottom line.

At FMCA, we believe strong connections build strong businesses. Through our “Member Helping Member” foundation, we offer credit interchange meetings, networking opportunities, and educational programs to keep you informed, connected, and equipped to make smart credit decisions.